no insurance louisiana statute

All persons who apply for the issuance or renewal of a driver's license, motor vehicle title, or motor vehicle registration shall sign a declaration on a form developed by the Department of Public Safety and Corrections pursuant to rule and regulation that the person acknowledges and gives consent to the requirements and provisions of this Section and that the person will comply with all provisions of this Section and the Motor Vehicle Safety Responsibility Law. 921, §1, eff. (iii) Damages which are paid or payable under any other property insurance. (b) The defeat of any affirmative defense otherwise allowed under this Section. (1)(a)(i) No automobile liability insurance covering liability arising out of the ownership, maintenance, or use of any motor vehicle shall be delivered or issued for delivery in this state with respect to any motor vehicle designed for use on public highways and required to be registered in this state or as provided in this Section unless coverage is provided therein or supplemental thereto, in not less than the limits of … (1) There shall be no recovery for the first fifteen thousand dollars of bodily injury and no recovery for the first twenty-five thousand dollars of property damage based on any cause or right of action arising out of a motor vehicle accident, for such injury or damages occasioned by an owner or operator of a motor vehicle involved in such accident who fails to own or maintain compulsory motor vehicle liability security. This site and its information is not legal advice, nor is it intended to be. (2)(a) For the purpose of this coverage, the terms "uninsured motor vehicle" shall, subject to the terms and conditions of such coverage, be deemed to include an insured motor vehicle where the liability insurer thereof is unable to make payment with respect to the legal liability of its insured within the limits specified therein because of insolvency. The Louisiana car accident attorneys at E. Orum Young Law Offices can help guide you through the personal injury claims process. This law contains the “No Pay, No Play” statute that punishes uninsured and underinsured Louisiana drivers while at the same encouraging them to purchase a proper level of auto insurance. This statute prevents uninsured drivers from claiming the first $15,000 for medical damages and the first $25,000 for property damages, even if they are not the driver at fault. Feel free to get in touch by electronic mail, letters or phone calls. Please consult an attorney for advice about your individual situation.

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